1. Introduction
Our vehicle insurance policy provides protection against financial loss resulting from accidents, theft, and third-party liabilities. This policy is governed by the Insurance Regulatory and Development Authority of India (IRDAI).
2. Policy Coverage
- Comprehensive cover (own damage + third-party)
- Third-party liability cover
- Personal accident cover (up to ₹15 lakh)
- Fire, theft, natural disasters, and man-made calamities
- Towing and roadside assistance (optional)
3. Exclusions
- Driving under the influence of alcohol or drugs
- Driving without a valid license
- Mechanical or electrical breakdowns
- Wear and tear or depreciation
- Use of vehicle outside agreed terms (e.g. racing)
4. Claim Process
- Inform us within 24 hours of the incident
- File FIR in case of theft or third-party injury
- Submit claim form with required documents
- Vehicle inspection and damage assessment
- Claim settlement as per policy terms
5. Renewal Terms
The policy must be renewed before the expiry date to avoid a break in coverage. We offer a grace period of 90 days post expiry for renewal. Claims cannot be made during this break-in period.
6. Customer Support
If you have any queries regarding your policy, claims, or need assistance, please contact our 24x7 support team at:
- 📞 Phone: 1800-103-206
- 📧 Email: support@vehiclepolicybazaar.com
- 📍 Address: 123 Insurance Street, New Delhi, India - 110001